top of page

Flooding

Most homeowners’ policies do not cover external flooding. If your home is in a risk zone, you must purchase special insurance (NFIP or private).
Floods can cause severe damage, especially to ground-level structures, electrical systems, and furniture.

Where does it usually occur?

  • Ground floors or basements (water entering from outside)

  • Kitchens, bathrooms, and common areas (standing water)

  • Electrical and HVAC systems (contact with water)

  • Wooden floors, drywall, and cabinets

  • Water accumulation after heavy rains

  • Water intrusion through drains, yards, or stormwater systems

  • Damage from overflowing lakes, rivers, or sewers

  • Saturation of walls, floors, and low ceilings

  • Contamination from sewage in severe cases

Common examples of wind damage

Flood damage can escalate quickly. Get in touch with us for expert guidance and claims support.

CHECK OUR BLOG:

bottom of page